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Terms of Use

Plain-language terms covering accuracy, permitted use, and intellectual property.

Last updated: November 2026.

Acceptance

By accessing or using SimpleTools Daily, you agree to these terms. If you do not agree, please do not use the site.

What the tools are for

All calculators and converters on this site are provided for general informational and educational use. They are designed to give quick estimates and to help users understand the underlying formulas. They are not a substitute for professional advice.

Specifically, this means:

  • The financial calculators (mortgage, car loan, retirement, tax, etc.) do not constitute financial, tax, or legal advice. Consult a qualified professional before making financial decisions.
  • The health calculators (BMI, TDEE, body fat, ideal weight, water intake) do not constitute medical advice. Consult a healthcare provider for any health-related decisions.
  • The developer tools (regex tester, Unicode converters) are convenience utilities, not part of a production toolchain.

Accuracy

We make a reasonable effort to ensure that the formulas used are standard, well-known, and correctly implemented. The site does not, however, guarantee that every calculation will be accurate in every edge case, jurisdiction, or use case. Tax brackets and other inputs change over time and may lag behind official updates. Always verify important results against official sources or a qualified professional.

Permitted use

You may use the site freely for personal, educational, and routine professional purposes. You may not:

  • Scrape the site or attempt to disrupt its operation.
  • Reverse-engineer the site to extract proprietary content.
  • Use the site in any way that violates applicable law.
  • Re-host or re-publish the site's written content without permission.

Intellectual property

The written content on SimpleTools Daily — the explanations, examples, FAQs, page text, and overall presentation — is the original work of the site and is protected by copyright. The underlying mathematical formulas (such as the standard loan amortization formula or the Mifflin-St Jeor equation) are public knowledge and obviously not owned by us. The tool implementations themselves are also the site's original code.

You are welcome to quote short excerpts of our written content for educational or commentary purposes, with attribution. For larger uses, please contact us first.

No warranty

The site is provided "as is" without warranty of any kind, express or implied. To the maximum extent permitted by law, the site disclaims all warranties of accuracy, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the maximum extent permitted by law, SimpleTools Daily and its operator are not liable for any indirect, incidental, or consequential damages arising from use of the site, including but not limited to financial decisions made based on calculator output.

Third-party content

The site links to external sources where relevant. We do not control and are not responsible for the content of third-party sites.

Changes

These terms may be updated. The "last updated" date will reflect any changes. Continued use of the site after a change implies acceptance of the updated terms.

Contact

Questions about these terms can be sent to support@simpletoolsdaily.com.